Easy. Convenient. Secure.
Whether your purchase is a surprise or expected, we'll get you taken care of. **
Get a decision in seconds with no impact to your credit bureau score.
If you are ready to get started, apply now!
In three easy steps, we'll have you back on the road.
Apply in a snap with instant decisions for most.
Your card is ready to use if you're approved.
Convenient payment terms so you can finance with confidence.
No annual fee** and $0 fraud liability
Dedicated credit limit for your future home gym projects
Hassle-free application process with fast credit decisions
Paying your bill or viewing your balance is easy with the following options.
Contact Synchrony Bank Customer Service at 1-866-396-8254
Pay your Synchrony HOME Freedom to Play Credit Card online at Synchrony’s website.
*Subject to credit approval
**For new accounts: Purchase APR is 29.99%.
^There may be an additional fee to make an expedited payment by phone.
^^Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term.